Dubes Financial represents BenefitsUSA products

Through its affiliation with Benefits USA, Dubes Financial provides quality, affordable health insurance benefits, without any underwriting, through the Consumer Driven Benefits Association (CDBA) of America. We help people who need, but cannot qualify for traditional health insurance, or choose to not pay incredibly high monthly Insurance premiums.

Available Supplemental Insurance Benefits:

  • Mini-Med Plans pay up to $1,500.00 per day
  • Accident Medical Expense Insurance, $100 deductible
  • Critical Illness pays up to $25k upon diagnosis
  • Disability Income due to an Accident pays up to $1,000,000
  • $10/$20 Formulary RX card for Pharmacy

Membership is available to all consumers regardless of prior medical history or occupation, some exclusions may apply. Membership levels also include limited benefit medical and accident indemnity insurance and other supplemental insurance such as accident medical expense insurance, short and long term accident disability insurance, critical illness insurance, term life insurance, and several others. For additional savings, the Benefits USA program includes discounts at participating providers for medical, dental, vision, and hearing as well as savings on many consumer benefits.

Most of these products are available in all 50 states! Benefits are available to members under age 65. Contact us for more product details.



Products are underwritten by Conseco Health Insurance Company, Conseco Insurance Company and Coventry Health Care.