This policy covers out-of-pocket expenses associated with heart disease, heart attack and stroke. The policy covers some of the costs related to surgery and anesthesia, daily hospital confinement, inpatient attending physician, skilled nursing facility and transportation and lodging.
One of the available riders is called the “Hospital Intensive Care” rider. It offers a choice of two levels of hospital ICU confinement ($300 and $550 per day). Both levels of basic ICU coverage are available either as a rider, or as a stand-alone policy. Avaialble to age 64 for direct sales and to age 65 for payroll sales.
